摘要：The creation of the single European banking market will result in a much larger market than the sum of the various national segments; even the qualitative characteristics of the single market will differ from those of any one national component. European credit intermediaries are now required to undertake major structural changes. In particular, these changes will effect banking systems that are still not very internationalised, often coming about from experiences of protecting the internal market. In this context, the authors investigate the unification of the European credit market, the internationalization of the European banking systems, and the specialisation and comparison of the major Italian groups. JEL Codes: G21Keywords: European banking market, credit market, Italian conglomerates
关键词：European banking market; credit market; Italian conglomerates;G21
