标题:La nuova struttura delle relazione tra imprenditore agricolo e sistema creditizio: un’analisi sintetica del merito creditizio delle aziende agricole italiane
摘要:The deep evolutions which the agricultural systems has been involved during the last few years have sped up an increasing attention from stakeholders and the policy maker towards the topic of the credit risk access. Whereas in the past the credit in agriculture has been regulated from “special regimes”, today with the new Unified Body of Laws in banks and credit matter and the introduction of the rules of Basel 2, the condition of agricultural firms hugely changed. This work aimed to underline the creditworthiness of Italians firms. In this context, by using the RICA dataset, we established an overall framework of the credit score of the Italians firms, emphasizing the key point which more affected the new relationship among farmers and bank. We carried out the empirical analysis using the Altman’s EM Score.