摘要:At the present time, as the economy grows, various kinds of financialinstitutions develop. One of the financial institutions with the biggest role in theeconomy is bank. One element the bank mostly concerns is the bank'sperformance, or in other words, the level of health the bank has. This researchwas aimed at revealing the performance of Bank Negara Indonesia. Ltd throughthe financial statements of balance and income from 2002 to 2003, capital ratios,profitability ratios, and liquidity ratio. From the analysis of the financial reportof Bank Negara Indonesia. Ltd, the ratio of financial capital was consideredhealthy because the CAR is more than 8%. However, the profitability ratios andliquidity ratios were poor because its ROA and ROE declined.