摘要:ABSTRACT :Bank is the most important financial institutions and really influenced theeconomy. Banks have a large market share of 80% of the existing financialsystem. Because of the size the role of banks in Indonesia, decision makers needto conduct an adequate evaluation of performance. One of the main sources ofindicators that form the basis of performance appraisal is the bank's financialstatements in question. Methodology in this research using Camels method, inthe form of financial statements that have been in publication and distribution ofquestionnaires to analyze aspects of management. Analysis used is Capital(CAR), Asset (PPAP and NPL), Management (Management), Earning (NPM),Liquidity (LDR), and Sensitivity to Market Risk (capital or reserves establishedto deal with fluctuations in interest rates and fluctuations in the value exchange).From the results of calculations performed, note the performance of PT. BankNegara Indonesia (Persero) Tbk as a whole including the category of healthybank, and most of an increase in each year. Results achieved in the year 2008 forall aspects of the method of Camels in a row is 14.38%; 141.36%; 4.96%;21.47%; 6.26%; 90.16%; 68.61 %; 30.54%; 35.56%