摘要:Key Words : CAPITAL ADEQUACY RATIO, BANK, BALANCEABSTRACT :Capital is one important factor that must be maintained for continuity of BPRoperations. In addition, with the issuance of Bank Indonesia Regulation onMinimum Capital Liabilities Provision, it is increasingly clear that BPR has metrequirements to be categorized as healthy, strong, productive and competitive.And it is useful for BPR Pratama to know capital owned and magnitude of theproportion of each component of capital. Method of writing were based onliterature study and field work. In writing the literature study based on thesearch reference books and the Internet to obtain the necessary theory. Whereasin the writing field study done by direct practical work assignments as part ofthe ISS Public Accounting Office which placed the writer in one of his clients.The conclusion of this is that the obtained information about the scale of BPRpaid-in capital amounted to only Rp 450.000.000, 00, a capital component hasthe largest account balance is retained earnings and capital adequacy ratio atBPR in the amount of 13:04%.