摘要：ABSTRACT :Indonesian banking situation known strong and resilient before the monetarycrisis turned out to have foundations are weak. Shocks to the system inIndonesia resulted in many banks experiencing health problems in banks.Stability of the banking institutions is very important for economy, capital is oneaspect of health determinants of the bank. The assessment is based on theCapital Adequacy Ratio (CAR) and Fixed Assets to Capital because morecapital is used, the greater the risk and fixed assets which will be borne /provided by the bank, and also can increase the profitability of a bank in thisReturn On Equity ( ROE) and Return On Assets (ROA). The purpose of thisstudy was to determine the effect the Capital Adequacy Ratio (CAR) and FixedAssets to Capital (ATTM) to profitability in this research is Return On Equity(ROE) and Return On Assets (ROA) at PT. State Savings Bank, Page2004-2007.. State Savings Bank is not significant because of > 0.05 on factorssuch as CAR and ATTM. R square value indicates that the effect of profitability(ROA and ROE) can not be explained by the CAR and ATTM. ATTM withROE is one of the biggest factor has no effect, it proves that profitability has noeffect on CAR and ATTM.
