摘要：Currently the community has given the ease with which the existence ofmortgages held by national banks, both state and private. Ease through themortgage is expected and needed by society because of the mortgages thesepeople can have a house by paying in installments. Elections in applying aconcept of calculating the debt, particularly mortgage loans based on banksown management policy which would consider the good and bad andconsidering the interests of society as users of credit services to the bank as anorganizations goals can be achieved and does not charge society in the StateSavings Bank This calculation method of annual annuity installments weredeemed good enough to be used in the calculation of interest installmentcustomers and has been implemented for years. By using the annuity method isexpected to relieve the burden on customers by the number of installments toalways keep the amount. Based on the background of these issues the authorwants to discuss the problem of the use of annuity methods that existed at theState Savings Bank by comparing the effective method in relation to thedetermination of the amount of mortgage installments customers.
