摘要：Keyword: Keywords: Level of Health, BanksAbstrack:ABSTRACTThe banking sector has an important and strategic role in national economy. With the opening of the national economy, will the higher the risk exposure faced by the Bank, which in turn would burden the capital and influence bank soundness. Assessment of the soundness of a bank that reflects the condition of the Bank's performance is not only important for the Bank itself, but also important for the government and especially for the people, because the main capital of Bank in its efforts is the public funds entrusted to the Bank. A problem to study is aimed to discover and analyze the soundness of Commercial Banks with sample research at PT. Agroniaga Bank, Tbk, which is the bank going public with a focus efforts on the agribusiness sector. Rating of the Bank is done by using CAMELS (Capital adequacy, quality of Productive Assets, Management risk, Earning, Liquidity, Sensitivity to market risk) based on the Bank's financial statements year period from 2005 to 2008 which had been audited by Public Accounting Firm (KAP ), with reference to PBI. 6/10/PBI/2004 dated 12 April 2004 and SE-BI No.6/23/DPNP of date. May 31, 2004 regarding "Rating System for Commercial Banks". The result shows the soundness of PT. Agroniaga Bank, Tbk for the years 2005, 2007 and 2008 obtained a Predicate "Good", while for 2006 obtained a Predicate "Good Enough". This study also shows that the Bank still has no material weaknesses in several components of the assessed primarily related to credit, so for the future management of the Bank needs to make improvements to the weaknesses in order not to worsen the impact on the lower level of health.
