摘要：The Bank is a financial institution that serves as an intermediary between theparties over the lack of funds and party funds. Basic operation is a trust bank,and therefore the bank should show a good performance to earn the trust of thecommunity. A problem to be observed on a scientific writer of this is to analyzethe health level of PT. Bank Agroniaga (PT) which is a bank that focuses themacro business, especially small and medium agro-business industry by usingthe CAMEL (Capital Adequacy, Asset Quality of productive, management risk,Earning, Liquidity) for the financial period 2003 and 2004. CAMEL method is away to assess the health of a bank by calculating the ratio of each component ofCAMEL, this according No.25/5/BPPP Circular Letter dated May 29, 1993which governs the Health Assessment Procedures for the Bank. By analyzingthe experiences with Bank health Agroniaga (PT), the author was able to obtainresults as follows: Components of Capital shows good results, ie between 18.8to 25 with a maximum value of 25. Asset component also showed good results,ie between 24.58 to 24.73 with a maximum value of 30. Managementcomponents showed good results in the last two years, which is 22.64 with amaximum value of 25. Earnings components showed good results, namely 10with a maximum value of 10. Liquidity component also showed good results, iebetween 9.39 to 10 with a maximum value of 10. Based on experiences withBank health analysis Agroniaga (PT) using the method of CAMEL in the year2003 and 2004 can be concluded that each component has shown goodresults. In 2003 and 2004 health predicate Agroniaga Bank should continue tofocus on micro, small and medium agribusiness industries primarily in order tomaintain its performance and become an example for other banks.
