摘要：Bank managers are always faced with the dilemma, namely to always maintain abalance between the level of liquidity, solvency and profitability of the fair is tobe achieved. This question arises because of the importance of bankmanagement who tried to get a good advantage and also obtained a bank ofgood health ratings of Bank Indonesia. On the other hand, the interest of ourcustomers want the treasure is stored in the bank has a small risk levels. It isnecessary to maintain confidence in the security of customer funds saved.Meanwhile, to provide profits for shareholders, the bank trying to obtain a goodincome and eventually will give good dividends as well.. After doing research, itcan be concluded that the CAR and ROE LDR Bank during the three periodshave to meet the health standards of Bank Indonesia, and it can be said for allthree ratios are considered in the healthy category. However for ROA ratios ofBank Syariah Mandiri, only in the period 2005 and 2007 which pertained onlyhealthy. Because in the period 2006 Bank ROA ratios are still below minimumstandards of health ROA according to Bank Indonesia
