摘要：Importance of Credit Disbursement for the parties concerned to the customerconcerned. The purpose of this study is to compare the total interest andinstallments on the calculation method and Sliding Rate Flat Rate. Procedureusing the calculation method is based on Flat Rate calculation Prorate accordingto the interest credit period and the nominal principal. While the procedure byusing the method of Sliding Rate of loading the underlying concept of intereston the loans declining from month to month under the installment payments ofprincipal and interest on the previous month. Based on the discussion, it can beconcluded that, the banks are in accordance with applicable procedures. Usingthe method of calculation of credit with a Flat Rate and Sliding Rate. Incalculating the amount of loan principal, interest per month and the loanpayment per month, make it easier for customers to pay in installments permonth.
