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  • 标题:Identifying and overcoming constraints to recovering agricultural loan: The case of Bangladesh Krishi (agricultural) Bank
  • 本地全文:下载
  • 作者:Mohammed S. Chowdhury ; Sheikh Mohammed Rafiul Huque ; Zahurul Alam
  • 期刊名称:African Journal of Business Management
  • 印刷版ISSN:1993-8233
  • 出版年度:2012
  • 卷号:6
  • 期号:3
  • 页码:1130-1135
  • DOI:10.5897/AJBM11.2496
  • 语种:English
  • 出版社:Academic Journals
  • 摘要:The study aims to investigate agricultural loan disbursement and recovery problems faced by Bangladesh Krishi (agricultural) Bank and suggest measures to overcome these problems. Survey data were collected from 90 bank officials entrusted with the responsibility of disbursing and recovering loans. Secondary data were also used for this purpose. The findings indicated that to the extent that a reporting system allowing for timely monitoring and follow-up action was established, an incentive system for on-time payment was instituted, proper credit worthiness evaluation was done and work mechanisms were free from political interference and pressure, the loan disbursement and loan recovery problems would reduce to a great extent.
  • 关键词:Loan disbursement; loan recovery; Krishi; marginal farmers
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