出版社：Consejo Superior de Investigaciones Científicas
摘要：During the last years, the mean retirement age in developed countries has decreased. An important question is if this retirement behavior is a consequence or not of the law applied to pensions. If the behavior is a consequence of this law, then this means that workers know and understand the law. On the other side, workers do not know the law, or they know it but they do not understand it. This paper studies the law applied to the Public Pension System in Spain and obtains workers’ optimal retirement behavior, given some workers’ features. Then, we analyze the retirement behavior of workers in Spain. We find that the retirement behavior of workers in Spain is very similar to that at the optimal retirement behavior predicted by theory, so we conclude that Spanish workers know and understand the law.
关键词：Retirement Behaviour Jubilación;Social Insurance;Understanding;Conducta de Jubilación;Comprensión;Protección Social
