摘要：AbstractManaging time and expenses is important for our rapidly-growing daily life. Paying utilities and service suppliers takes time and money. Managing personal expenses and incomes shows the balance generated by the property of active and passive objects. This paper presents an original solution for paying utilities with the help of a newly-conceived online method. This is a web–based method which may also be used on Android and IOS devices. Additionally, it is transparent to users and involves zero time used for payments and smaller commission costs when compared to other existing payment methods.Using recent statistics, the first part of this paper proves that lack of time, as well as stress on individuals is a real problem. There is also a lack of time in doing all kind of needed activities. The activities can be managed by an automated system presented in the last section of this paper. The system described allows individuals to handle non-urgent but important activities, which is the smarter alternative to manage time.
