期刊名称：International Journal of Finance and Accounting
印刷版ISSN：2168-4812
电子版ISSN：2168-4820
出版年度：2015
卷号：4
期号：5
页码：231-235
DOI：10.5923/j.ijfa.20150405.01
语种：English
出版社：Scientific & Academic Publishing Co.
摘要：The one of important role of SMEs in economic development in Indonesia, Hill (2001) stated is a significant contribution of SMEs with regard to employment. Central Statistics Agency (BPS) 2009 showed the proportion of SMEs have 99.99% of the total businesses in Indonesia or as many as 52.76 million units, SMEs proved to account for 56.92% of the total Gross Domestic Product (GDP) of Indonesia, equivalent to Rp1.213,25 Trillion. Using three independent variabel: firm size, Concentration of ownership and business sector, this paper aimed to exploring the factor that has contribution on credit acces to solved the financial problem SMEs in Indonesia. Data of this research is primary data by distributing questionnaires to the respondents. Sample of this research is obtained from 78 SMEs companies in Bekasi West Java Indonesia. Using analysis which a technique development of multiple linear regression. The results of this research, the size of company and the business sector affect the credit access, the concentration of ownership does not affect the credit access individually. Using F test The size of the Company, the concentration of ownership and the business sectors together affect the credit access is measured based on the perception of entrepreneurs for the company access to external capital.
关键词：Small and Medium Enterprises; Financial problem; Credit access
