摘要：Financial inclusion has become a global policy priority and the growth Information and Communications Technology (ICT) has become almost identical with the topic. This paper looks at an overview of financial inclusion globally and in Africa and discusses the impact of ICT on reaching individuals who were otherwise financially excluded, mainly through mobile payments. Trend analysis shows a faster growth in mobile telephone subscriptions than financial inclusion in Africa thus presenting the opportunity this aspect of ICT development has for increasing financial inclusion through mobile financial services. The paper also discusses the opportunity costs of increasing ICT both at a microeconomic and macroeconomic level and concludes with possible recommendation for policy in leveraging ICT for increased financial inclusion.
