期刊名称：International Journal of Economics & Management Sciences
电子版ISSN：2162-6359
出版年度：2016
卷号：5
期号：2
页码：1-5
DOI：10.4172/2162-6359.1000313
语种：English
出版社：OMICS International
摘要：The Saving for Production Group is one of the micro finance organizations of Thailand which operates financial activities in providing services to its members gathering from the villagers in order to assist one another. In order to create the foundation of the country development, the group encourages all members to economize and save the money together every month, reinforces the ability, and utilizes the resources in developing their own quality of life. This research mainly aimed to examine the factors influencing the strength, management description, operation, debt and property management, working barriers, and need in assistance of the saving for production groups in upper northern areas of Thailand. The research was conducted by using the questionnaires to interview the presidents, secretaries or the group committee level 3 from 650 saving for production groups. Logit model was applied in the study to analyze the factors affecting the strength of the groups. The findings revealed that the factors influencing the saving for production groups to have an increase in the strength. The most influential factor was appropriate management and thorough distribution of welfare for its member to strengthen the group (X,,). This allowed the groups to possess an increase in strength of the groups at 30.43%. However, there were several factors affecting the groups to have a decrease in strength including the acquisition of the saving for production group’s committee (X,), rule and regulation setting (X8), members’ participation in decision making on operation (X,,), and participation in trainings, seminars, and observation activities related to capital management of the committee in the past year (X,,). These resulted in a decrease in the groups’ strength at 5-1%.
