期刊名称：International Journal of Information Dissemination and Technology
印刷版ISSN：2229-5984
电子版ISSN：2249-5576
出版年度：2011
卷号：1
期号：2
页码：92-95
语种：English
出版社：International Journal of Information Dissemination and Technology
摘要：Last few decades witnessed the proliferation of financial reforms, liberalisation and globalisation of Indian conomy coupled with rapid revolution in information technology (IT). The business applications of various tools of IT have bought a paradigm shift in banking sector around the globe. Banking sector is now no more confined to the narrower territory of a particular region, state or a country. Introduction of computerized application has bought a new concept of click banking (popularly known as internet banking or electronic banking). Indian banking industry, the backbone of Indian economy, is the second largest spender to the IT which is surely in the line of current needs for improved efficiency and productivity. The application of IT in banking sector provides enormous benefits to the banks as well as its consumers. But the flip side of this changed financial landscape from brick banks to click banks; the traditional banking risks have also been exacerbated. In this reference, the present study painstakingly attempts to bestow the evolution of computerisation of banking sector in India. It analyses some of the recent IT applications and associated risks with such applications.
