期刊名称：Journal of Process Management. New Technologies
印刷版ISSN：2334-735X
电子版ISSN：2334-7449
出版年度：2020
卷号：8
期号：1
页码：30-37
DOI：10.5937/jouproman8-24520
语种：English
出版社：KD Mapro
摘要：Tele Communication Technology now a day has an important impact on a day to day activity of human being in all over the world. One of the bequests drawn from Tele communication technology is Mobile Banking system. The aim of this study was to examine factors that affecting the adoption of mobile banking in Ethiopian Banking industry. The collected data was analyzed using descriptive statistics, correlation and regression analysis. Results are presented using tables, figures, graphs and charts to show the extent of influence of identified factors on the adoption of mobile banking. The data analysis includes a correlation matrix to test the direction and strength of the study variables against m-banking adoption and regression analysis to examine the extent to which they bring to adoption of m-banking. The major finding of the study reveals, Technological and Organizational factors from the institutional perspective and customers' experience and voluntariness of use from customers' perspective had strong and positive relation with adoption of m-banking. However, gender and age from the customers view and Environmental factor from the institutions view had a negative relationship with mobile banking adoption. The study indicated that Technology and customer's voluntariness of use had an impact on the adoption of m-banking in greater extent. Therefore, the result recommended that to enhance the m-banking adoption to the required level, United Bank and other banks should invest and deploy on new and "state of the art" technologies with the required human capital and develop a clear strategy to work exhaustively towards the belief of customers to use m-banking system.
