摘要：Recent flooding events in the United Kingdom have raised concerns that rapid climate change is pivotal to increasing flood frequency and magnitude. The fiscal assessment of flood destruction is becoming a significant priority, and evaluating flood hazardsis vital for flood economics in the United Kingdom. Subsequently, this paper qualitatively investigates the recent UK flood damage costs i.e. predominantly commercial and residential property destruction by incorporating a novel methodology, i.e. Flood Cost Evaluating Device. This approach, estimates damage costs of commercial and residential contents against an amalgamation of centimetre and metre scales. Implications of the methodology provide more precise damage costs, which emphasise potential climate change impacts on current and future generations. Evaluations for UK property costs are found to be circa £1.4 billion per year with > 6 million properties at flood risk. However, present UK property damage costs represent only 0.1% of national GDP, showing it to be insignificant on a national scale. However, it results in significant losses e.g. housing, commercial building, industry, etc., which has an inevitable and major fiscal impact on local economies in both short and long term, and ultimately will have an increasing effect on the national economy.
关键词：Flooding;residential and commercial properties;destruction costs;flood cost assessment device;United Kingdom
