摘要：The relevance of the study is confirmed by the fact that large banks of developed countries in the globalized economy receive commission income from settlement transactions at a level comparable to interest income from credit and deposit operations. This significantly increases the profitability of the banking business, reduces risks, makes banks more stable. Thus, payment services to the population in the context of globalization and competition between banks is one of the important business areas.Purpose of the article: Analysis and assessment of development trends of retail payment services in different countries in the context of globalization. To achieve this goal, the following tasks were solved: segments of national payment systems were studied; revealed the main world innovations in the development of retail payment services; The analysis of the main retail payment services in various countries, which characterize the degree of development of the banking business in the context of globalization.Methods: The methodological basis of the study was a systematic approach. In the process, such methods as analysis and synthesis, grouping and analogy methods, a comparative historical approach, economic and mathematical modeling were used.Findings & Value added: As a result of this study, various types of major world innovations in the development of retail payment services were reasonably identified, and based on an analysis of global trends in the development of retail payment services, promising directions for their development were proposed.
