摘要：In recent years, emerging technologies such as blockchain, big data, and artificial intelligence have developed rapidly and been applied in the financial field, which has caused earth-shaking changes in the overall structure of the financial industry and exerted a profound impact on the banking industry in particular. This paper starts with an overview of financial technology, analyzes the opportunities and challenges faced by the banking industry in the context of financial technology, and makes relevant recommendations on the coordinated development and transformation of the banking industry.
