期刊名称:Annals of Dunărea de Jos University. Fascicle I : Economics and Applied Informatics
印刷版ISSN:1584-0409
出版年度:2020
卷号:26
期号:1
页码:121-127
DOI:10.35219/eai1584040990
语种:English
出版社:Dunarea de Jos University of Galati
摘要:One of the main objectives is to optimize profits of the banks, bank performance indicates its stability and depositor confidence so should be encouraged to obtain the greatest possible performance for a stable financial system. Bank management is profit-driven, that is a top banking performance. In banking practice, various instruments for measuring and reporting bank performance are known, but one of the most efficient is the system of indicators used for this purpose. Therefore, in this paper we analyzed key indicators for assessing the performance of banking insitutions namely return on assets (ROA), return on equity (ROE), leverage, net profit rate and asset utilization. These indicators of appreciation of bank performance are highly expressive, reflecting a multitude of aspects such as the degree of profit generation, operational and managerial efficiency.