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  • 标题:Analysis of Bank Performance and the Risks Assumed
  • 本地全文:下载
  • 作者:Viorica IOAN ; Ioana LAZARESCU ; Costinela FORTEA
  • 期刊名称:Annals of Dunărea de Jos University. Fascicle I : Economics and Applied Informatics
  • 印刷版ISSN:1584-0409
  • 出版年度:2020
  • 卷号:26
  • 期号:1
  • 页码:121-127
  • DOI:10.35219/eai1584040990
  • 语种:English
  • 出版社:Dunarea de Jos University of Galati
  • 摘要:One of the main objectives is to optimize profits of the banks, bank performance indicates its stability and depositor confidence so should be encouraged to obtain the greatest possible performance for a stable financial system. Bank management is profit-driven, that is a top banking performance. In banking practice, various instruments for measuring and reporting bank performance are known, but one of the most efficient is the system of indicators used for this purpose. Therefore, in this paper we analyzed key indicators for assessing the performance of banking insitutions namely return on assets (ROA), return on equity (ROE), leverage, net profit rate and asset utilization. These indicators of appreciation of bank performance are highly expressive, reflecting a multitude of aspects such as the degree of profit generation, operational and managerial efficiency.
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