摘要：I. An Introduction to Truth in Lending Legislation II. The Need for Credit Cost Disclosure III. Applicability of the Federal Act and the Uniform Code IV. Closed End Consumer Credit Transactions … A. The Consumer Credit Sale … 1. The Amount Financed … 2. The Sales Finance Charge … 3. The Deferred Payment Price … 4. The Annual Percentage Rate … 5. The Use of Charts and Tables … 6. Delayed Disclosure Involving Mail or Telephone Orders … 7. Delayed Disclosure Involving a Series of Sales … 8. Credit Sale Discounts … 9. Agricultural Sales Credit … B. The Consumer Loan … 1. The Amount Financed … 2. The Loan Finance Charge … 3. The Loan Annual Percentage Rate … 4. Loan Repayment Procedures … 5. Loan Security Interests … 6. Continued Dealings Between Lender and Consumer … 7. Periodic Statements … C. Closed End Real Estate Transactions … 1. Finance Charges in Real Property Transactions … 2. Exempted Disclosures in Real Property Transactions V. The Consumer's Right of Rescission and Cancellation … A. The Right of Rescission and Exceptions Thereto … B. The Right of Cancellation Under the Code-Home Solicitation Sales VI. Open End Consumer Credit Transactions … A. Disclosure in Advertising … B. Disclosure Required before Completion of an Open End Credit Agreement … C. Periodic Statements … D. Criticism of Open End Disclosure VII. Will Disclosure Change Credit Shopping Habits?
