摘要：Based on the panel data of China’s provinces from 2011 to 2019, this paper studies the impact of financial science and technology on scientific and technological innovation through fixed effect model. The empirical results show that scientific and technological innovation has a positive correlation with the Inclusive Financing index, indicating that the development of scientific and technological innovation will promote financial science and technology. The R&D expenditure of industrial enterprises has a negative correlation with the Inclusive Financing Index, which shows that during the period of 2011-2019 in China, the research expenditure of enterprises does not affect financial technology, because the technology involved in financial technology has the characteristics of fast updating and iteration, cross-border and mixed operation, which is the superposition and integration of cutting-edge disruptive technologies such as big data, artificial intelligence and blockchain technology with traditional financial services and scenarios. Finally, some suggestions are put forward for the development of financial science and technology.
