摘要：Indonesia currently has nearly 90% of micro business units that have different characters and are engaged in home-scale business activities. The competitiveness of micro-businesses in several developed and developing countries that are included in the ASEAN economic community is competing to be able to increase capacity. So there are things that need to be considered starting from the legal, financial, and human resource management aspects so that they can continue to grow and develop. The solution in answering all problems in micro businesses can be by forming institutions to increase business capacity for micro businesses. So that the role of micro businesses in efforts to increase business capacity from pre-feasible can increase to become banking-friendly. Because by applying the quadruple helix concept, it will provide a contribution and build micro-businesses to be more independent and encourage equitable economic development in Indonesia..
