摘要：Foreign banks group in Indonesia were under pressure throughout 2015 as their larger loan portion was distributed to corporations rather than to the retail segment. In fact, corporations are less expansive throughout the year due to the economic slowdown and the weakening of commodity prices. The bank's net profit slumped for the first time since 2012 which continued to record positive growth. Based on statistics from the Indonesian Financial Services Authority, throughout the eleven months of 2015, the net profit of foreign bank group in Indonesia slumped by 30.16% compared to the same period in 2014.
关键词：Macroeconomics Factor;Capital Structure;Liquidity;Performance of Foreign Banks;CAR;ROA;ROE;NIM
