摘要：The purpose of this study was to examine the effect of human capital and social capital on financial strategy performance and its impact on financial sustainability. The study population was 134 people's credit banks in Bali. The method of determining the sample using purposive sampling with a sample of 127 companies. Data analysis was performed using the SEM-PLS method. The results showed that human capital and social capital had a positive and significant effect on financial strategy performance. Human capital and social capital have no direct influence on financial sustainability, Good management of human capital and social capital within the company is able to create work harmony among employees and support a conducive work climate, which results in an increase in financial performance and ultimately has an impact on increasing financial sustainability.
