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  • 标题:Settlement of Dispute on Murabahah Financing with Default Customer
  • 本地全文:下载
  • 作者:Nawir Yuslem ; Mhd. Yadhi Harahap ; Darmansyah Hasibuan
  • 期刊名称:Ulul Albab: Jurnal Studi dan Penelitian Hukum Islam
  • 印刷版ISSN:2597-6168
  • 电子版ISSN:2597-6176
  • 出版年度:2022
  • 卷号:5
  • 期号:1
  • 页码:57-67
  • DOI:10.30659/jua.v5i1.17391
  • 语种:Indonesian
  • 出版社:Universitas Islam Sultan Agung
  • 摘要:This research is an Islamic law research that discusses the settlement of murabahah financing disputes with defaulting customers with a case study on the Supreme Court of the Republic of Indonesia Number: 649 K/AG Year 2017. The research model (mode of inquiry) of this study is qualitative. The preliminary step in this research is a conceptual approach with normative legal research methods. This study uses the theory of mashlahah: applicative theory is used in analyzing the data of this study and in the end this study shows that there is still a deviation between the provisions of murabahah financing and the concept of fiqh but to avoid this deviation, the wakalah system is made. The Supreme Court's decision Number 649 K/AG/2017 does not reflect a fully progressive decision, for the bank and also for the customer, the decision has not received a value of benefit, because the Supreme Court judge does not give a time limit to customers who are considered unable to make payments in accordance with the agreement (default) to reschedule (rescheduling), in the absence of such a time limit, provides an opportunity for customers who are in default to prolong the delay in payment so that this can be detrimental to the bank.
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