摘要：Referring to the conditions of the unpredictability to the substantive elements of the loan agreement, it can be observed that this institution could intervene when the exceptional circumstance of its essence would affect the object of the contract. More specifically, in the case of CHF (Swiss national currency) loans, unpredictability may arise as a result of an exceptional circumstance that would exponentially increase the value of this currency relative to the Romanian leu.
