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  • 标题:MODELLING THE FREQUENCY AND SEVERITY OF COMMERCIAL FIRE INSURANCE CLAIMS IN MALAYSIA
  • 本地全文:下载
  • 作者:Syed Mustafa Hasan Rizvi ; Ho Ming Kang ; Alex Lim Jun Xiong
  • 期刊名称:International Journal of Early Childhood Special Education
  • 电子版ISSN:1308-5581
  • 出版年度:2022
  • 卷号:14
  • 期号:3
  • 页码:7322-7327
  • DOI:10.9756/INT-JECSE/V14I3.871
  • 语种:English
  • 出版社:International Journal of Early Childhood Special Education
  • 摘要:This excellent studies based on the particular commercial open up open fire claims info gathered from the non-life insurance company within Malaysia. Building the precise price related to repeat in addition regarding company fire place statements are essential to enjoy far better concerning the risk which can be used from your Open open fire Insurance policies inside of Malaysia. Poisson, Geometric, additionally Undesirable Binomial intègre are often chose to design exactly what says frequency simultaneously Molteplicit?, Lognormal and also Weibull intègre in many cases are made a decision to style precisely what says strength. To check on the specific many benefits related to match up for the state level associated with replicate along with significance, this specific Chi-square examine, Anderson Preferred (AD), furthermore Kolmogorov Smirnov (KS) tests are used. Akaike Information Being qualified qualifying criterion (AIC) as well as Bayesian Details Needs (BIC) are often acquainted with assess along with figure out distribution which will best match up usually the available fireplace condition information. Results remarked that this particular finest intègre to build up claim regularity as well as power are often Poisson furthermore Lognormal, correspondingly. Apart from, a business Risk Design will be employed to obtain the indicate in addition variation pertaining to combination loss while Regular Evaluation concerning mix loss is useful to have the guide amounts which will need to organized by simply insurance firms designed for industrial open fireplace program inside Malaysia to satisfy the specific culpability.
  • 关键词:Fire claims;Claim frequency;Claim severity;Goodness of fit tests;Akaike Information Criterion (AIC);Bayesian Information Criterion (BIC);Collective Risk model;Normal approximation
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