期刊名称：International Journal of Early Childhood Special Education
电子版ISSN：1308-5581
出版年度：2022
卷号：14
期号：5
页码：4970-4981
DOI：10.9756/INTJECSE/V14I5.603
语种：English
出版社：International Journal of Early Childhood Special Education
摘要：A strong financial system is the prerequisite for sustainable development, economic advancement and progress of any economy. To ensure continuous development, the focus has to be on growth and stability of financial position of all the citizens of the country for which financial inclusion shall play an indispensable role.In India, as more than 65% of the population lives in rural areas so achievement of inclusive growth which involves proper allocation of all the resources from top to bottom along with inculcation of banking habits among the indigent class is quite a challenge. In spite of all the hurdles and bottlenecks, for securing growth in financial inclusion, the Government of India has introduced development policies, regulatory reforms and new funding schemes besides, Indian government has also set a target of reaching full inclusion by 2015. The purpose of the study is to find & analyse the perception of beneficiaries of financial inclusion (FI) schemes in Lucknow City and also to analyse the significant difference in the level of trustacross different demographic factors for beneficiaries of Financial Inclusion (FI) schemes in Lucknow City. Hence, a sample of 239 respondents was taken through a standardized questionnaire, comprising of 15 questions (parameters) designed on five point interval scale and random sampling method has been used. Moreover, Mean and t-test have been applied to analyse the result of the survey. After the analysis, it was observed that financial inclusion schemes have created a positive impact (economically and socially both) on the beneficiaries of financial inclusion scheme in Lucknow City.
