期刊名称:Journal of Islamic Monetary Economics and Finance
印刷版ISSN:2460-6146
电子版ISSN:2460-6618
出版年度:2021
卷号:7
期号:4
页码:687-708
DOI:10.21098/jimf.v7i4.1271
语种:English
出版社:Bank Indonesia
摘要:Micro-, small and medium-sized enterprises (MSMEs) face numerous obstacles, such as a lack of funding, which hinder their growth and expansion. They must have access to long-term funding to improve and modernise their operations competitively. This study aims to incorporate Shariah-compliant crowd funding among MSMEs in Borno state in Nigeria. It applies partial least squares structural equation modelling (PLS-SEM) on a sample of 341 MSMEs and recommends the need to educate and enlighten them about the benefits of Islamic crowdfunding. The study also recommends the need to produce guidelines that will help develop a legal and regulatory framework for the incorporation of crowdfunding into corporate financing structures. Finally, it is recommended that religious leaders at various levels organise educational programmes on the importance of Shariah-compliant crowdfunding.
关键词:Crowdfunding;Shariah-compliant;Theory of planned behaviour