摘要：The article examines the financial security of households through the prism of economic security in general, which is one of the fundamental goals of public policy, local government, business entities. Given the general risk and uncertainty that accompanies all socio-economic processes in the country, especially in the period of epidemiological threats to economic security is the basis for the functioning and further development of economic entities and the basis of sovereign existence and sustainable development of each country. It is noted that economic security can be defined as the appropriate state of the national economy, which ensures the satisfaction of basic needs and socio-economic development during epidemiological threats. The economic security of the state is also substantiated, as the systemic functioning of the economy, maintaining the main indicators of development and ensuring a comparative balance with the economies of other countries. Economic security is a desirable state, the achievement of which does not guarantee success in the market, but provides public authorities the opportunity to survive in a changing market environment. The article analyzes that economic security is often equated with financial security, as it is also defined as a level of state socio-economic policy that can stably cover the costs of basic needs and objective costs, taking into account physiological needs, environment and ongoing epidemic threats. Undoubtedly, the economic factor, which we can also define as the financial condition or financial stability of a household, is the most important, but not the only element of its economic security. It has been found that the financial and security factors of household life are the size and stability of income and the level of expenditures, including servicing obligations, as well as savings, financial investments and capital of the household, ie elements that determine its financial security. An important role in the formation of economic security is also played by the degree of diversification of sources of income, protection against loss of income or property, the level of human capital, features of socio-economic growth. Of course, non-financial factors directly or indirectly affect the economic and financial situation of the household during the period of epidemiological threats, and hence its financial security.
