摘要:E-payments have been around since 2013, and they're a great option for folks who want to do business from the comfort of their own homes or wherever they happen to be today. Using Fintech has made financial transactions easier and faster. When it comes to Fintech, for example, Bank Indonesia has provided security, orderliness, and evaluation of business actors. As a result of their perceived utility and convenience of use, e-payments are considered the greatest financial service solution amid the present covid epidemic, according to this survey. Data from surveys and interviews was analyzed with the help of Smart PLS. Covid-19 has impacted 100 Muslim communities in Makassar City, Indonesia, since March 2019, and these groups have been using electronic payment methods since then. Researchers concluded that three of the five examined direct connections were highly significant. the perceived utility, the perceived ease of use, and the perceived usefulness of something to a certain audience Other than attitudes toward perceived utility and attitudes toward the public interest, neither of these other two associations has a major impact.