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  • 标题:Expansion of e-Commerce Coverage to Unreached Community by using Micro-Finance Infrastructure
  • 本地全文:下载
  • 作者:Ashir Ahmed ; Kazi Mozaher Hossein ; Md. Asifur Rahman
  • 期刊名称:International Journal of Advanced Computer Science and Applications(IJACSA)
  • 印刷版ISSN:2158-107X
  • 电子版ISSN:2156-5570
  • 出版年度:2015
  • 卷号:6
  • 期号:9
  • DOI:10.14569/IJACSA.2015.060904
  • 出版社:Science and Information Society (SAI)
  • 摘要:Most people at the BOP (base of the economic pyramid, the largest but the poorest community in the world comprising 69% of world population) do not have access to e-commerce services. The way e-commerce is designed and practiced today does not enable their participation. The reasons are: their purchasing power is low, they do not have any means to make online payments, and there is no infrastructure to deliver the purchased items to their doors. To enable the participation of the people at BOP, we propose an e-commerce framework by engaging MFI resources and our recently developed ePassbook system. This paper shows how the BOP community can enjoy the benefits of the e-commerce service by using the proposed model. The advantages of making e-commerce available to the BOP are discussed, in addition to the challenges involved in implementing the model.
  • 关键词:thesai; IJACSA; thesai.org; journal; IJACSA papers; ICT; BoP; microfinance; E-commerce; social services; ePassbook
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