出版社：Asociatia Generala a Economistilor din Romania - AGER
摘要：Credit institutions are playing a systemic role in the national economy, so that it is required an increased attention to the problems they faces. The upward trend of the nonperforming loans is likely to affect the stability of the whole system in the absence of some adequated management methods. This study aims to investigate the correlation between the volume of nonperforming loans and the volume of the macroeconomic indicator GDP (it is an indicator that reflect the value added in the economy). The research uses dates recorded over a period of five years, since 2009 till the third quarter of 2013. In the attempt to identify the results, it is used the Pearson coefficient, in order to establish a correlation between the two variables that have been used in the model. The results of this study indicate a strong and direct correlation between the 2 variables analyzed.
关键词：nonperforming loans; Pearson coefficient; gross domestic product; Romanian Banking System; Basel III Agreement.
