出版社：Asociatia Generala a Economistilor din Romania - AGER
摘要：The paper approaches the problem of credit risk in the Romanian banking system, given the need for its proper management in the context of credit expansion on a global scale. The link between the current financial crisis and credit risk can be considered in two-ways: production of credit risk is a cause for triggering the current crisis; the expression and expansion of economic and financial crisis has caused the credit risk to manifest itself internationally. This affects the profitability of commercial banks in the system, especially those with less equity capital, that are more vulnerable to such turbulence.
