出版社：Asociatia Generala a Economistilor din Romania - AGER
摘要：Issues emerged on the subprime mortgage market in United States lead to a very important global financial crisis. In this frame, Romania its affected by the problem of the financial accessibility of having a house and that’s why the mortgage offer linked with a reasonable interest rate it’s not enough to support the market. Right now, taking into account the prices on the locative market and the interest rate of the mortgage credits, the percent of population which can afford monthly payments for this types of credits is under 10%. Romanian banks are offering mainly basics mortgage products, for the clients with high earnings. The question is which is the best way of crediting, the best method for Romanian market’s conditions?
