出版社：Asociatia Generala a Economistilor din Romania - AGER
摘要：The paper presents the importance of risk transfer through insurance contract for all organizations. The paper explains risk adjustment rules who offer key points for decision making when dealing with risk, but each of them also have limitations. Also, the paper presents risk managerial policies.
关键词：pure risk(insurance risk); speculative risk; risk managerial policies; success in business; behaviour towards risk
