出版社:Asociatia Generala a Economistilor din Romania - AGER
摘要:An actual problem worldwide, and also in each country is represented by natural catastrophes and active measures taken by population, insurance companies and Govern in order to prevent them, or to decrease theirs’ effects in case of occurrence. The existing situation worldwide of natural catastrophes is very delicate, because the number of losses and their financial aspect is very high. In Romania natural catastrophes appear every year and the population is very affected. Also, the imminence of a great magnitude earthquake in Vrancea, made Romanian Govern to decide the introduction of a compulsory insurance for homeowners from the 1st of January 2008. During this paper we will present evolutions and different aspects of natural catastrophes, the requirements of the new law and o comparing between this new insurance and the existing facultative one.
关键词:catastrophe; insurance; global warming; pool; reinsurance.