出版社：Asociatia Generala a Economistilor din Romania - AGER
摘要：One of the consequences of the financial liberalization process is the entry of new competitors in the banking system, increasing the risk taking attitude of credit institutions whose aim is to gain a substantial remuneration and to maintain/increase the market share. In this context, an efficient management becomes an essential factor for bank’s profitability and reputation. To evaluate the management’s ability in conducting efficiently the banking activity, we have developed and tested eight combinations of input-output variables, in order to identify if there exists a variable with a strong impact on bank’s aggregate efficiency. The results obtained indicated that only the most complete model, which includes the main variables that must be permanently under watch and control, has a significant influence on the credit institutions’ performance.
