期刊名称:The Annals of the "Stefan cel Mare" University of Suceava. Fascicle of The Faculty of Economics and Public Administration
印刷版ISSN:2066-575X
出版年度:2009
卷号:9
期号:1(9)
页码:225-230
出版社:"Stefan cel Mare" University of Suceava, Romania, Faculty of Economics and Public Administration
摘要:Capital is one of the key factors to be considered when the safety and soundness activity of bank is evaluation. An adequate capital based serves as a safety network for a variety of ricks to which a bank is expose d in the course of its business. He absorbs the possible losses and provided a basis for maintaining depositor confidence in bank. Also, the capital is the ultimate determinant of a bank’s lending capacity. A bank’s balance sheet cannot be expanded beyond the level determined by its capital adequacy ratio. Therefore, the availability of capital consequently determines the maximum level of assets.
关键词:bank; capital adequacy ratio; capital’s bank; solvency