期刊名称：Finante - provocarile viitorului (Finance - Challenges of the Future)
印刷版ISSN：1583-3712
出版年度：2010
卷号：1
期号：11
页码：53-59
出版社：University of Craiova, Faculty of Economics and Business Administration
摘要：Lending is one of the most profitable and most important investment activity of the credit institutions. Granting of any credit itself is preceded by an analysis phase of documentation, submitted by the client, then by his approval, according to the internal rules of each bank. The banks, in order to maintain the manageable limits of the level of nonperforming loans, must detect a possible worsening of the client’s situation and try to implement the recovery measures, through the performance of the guarantees or by initializing the bankruptcy proceedings.
关键词：bad loans management; credit risk; banking system
