摘要：Each bank in its operations, faces numerous factors that can lead to negative consequences. Risk represents the uncertainty of future outcomes, which consists of uncertainties and exposure to the specified uncertainty. If the bank is exposed to uncertainty it can lead to serious financial consequences, provided that the level of uncertainty is not equated with the degree of exposure. It should be noted that most of the risks can not be predicted and financial institutions over and over again are facing with crisis phenomena and numerous losses because they do not have accompanying measures and strategies to combat the risks. The subject of the final paper is related to the definition and analysis of credit risk management. In accordance with a defined problem and the subject of research, the main goals are to define the main banking risks as well as the Basel principles and risk management strategy, define credit risk, analyze credit risk management in banking and to analyze and present credit risk management in legal entities in the example of the "Vakufska banka“ (analysis of qualitative and quantitative indicators, cash flow analysis, analysis projects, the SC analysis, exposure, analysis of related parties). JEL Classification codes : G2, G1.
