摘要：Consumer protection in credit agreements has become an increasingly acute legal and social problem during the recent economic crisis. This crisis was at least partly rooted in the lending boom, during which credit was extremely easily obtainable even for non-creditworthy borrowers. Since 2008, we have been experiencing the sobering effects of the recession, in Estonia just as much as in other countries, and it has very often been the consumer who faces the bitter consequences of over-indebtedness
