摘要:Major economies have embarked on various innovative means for enhancing retail payment services.These include such measures as real-time settlement of bank transfers and linking remittanceinformation with payment information for financial electronic data interchange (EDI). In Japan,meanwhile, the government released the revised Japan Revitalization Strategy in June 2014, whichincludes enhancement of the payment and settlement system to make financial markets more efficient.When introducing such measures, it is important to take stock of recent developments in majoreconomies, and to improve real-time bank transfers and achieve financial EDI while considering thesituation in Japan. The Bank of Japan will help financial institutions and other stakeholders steer suchinitiatives to enhance retail payment services, and will collaborate with the Japanese government.