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  • 标题:Perceptions Towards On-line Banking Security: An Empirical Investigation of a Developing Country`s Banking Sector, how secure is On-line Banking
  • 本地全文:下载
  • 作者:Bongani Ngwenya ; Khanyisa Malufu
  • 期刊名称:International Journal of Computer Science and Network
  • 印刷版ISSN:2277-5420
  • 出版年度:2012
  • 卷号:1
  • 期号:6
  • 出版社:IJCSN publisher
  • 摘要:The increase in computer crime has led to scepticism about themove made by the banks to introduce on-line banking. Someview this as a noble move which has made the banking systemmore efficient, reliable and secure, while others view it as arisky and insecure way of banking. The aim of this study wasto assess whether on-line banking in the developing countriesis secure or not. The researcher chose a descriptive-quantitativeresearch design. Data was collected using a self constructedquestionnaire. Convenience sampling and stratified randomsampling techniques were used to select the main subjects ofthe study. Generally on average there was no significantdifference between the perceptions of management bankpersonnel and non-management bank personnel on the securityof on-line banking. The study recommends further futurestudies on the security of on-line banking in developingcountries based on the perceptions of the customersthemselves, who are using on-line banking services, theCommon Criteria for Information Technology Security andalso a study of the latent dimensions of on-line bankingsecurity as extracted by factor analysis, how they differ fromelements of information security as derived from the theoreticalframework and literature
  • 关键词:on-line banking; on-line banking security;information security; network services; banking system
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