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  • 标题:Financial Literacy and Macro-economics
  • 本地全文:下载
  • 作者:Dániel Béres ; Katalin Huzdik
  • 期刊名称:Public Finance Quaterly
  • 印刷版ISSN:0031-496X
  • 出版年度:2012
  • 卷号:LVII
  • 期号:3
  • 页码:298-312
  • 出版社:State Audit Office of Hungary
  • 摘要:Financial literacy, moving to the forefront on account of the economic crisis, is a crucial element of the proper functioning of any society. Our goal is to identify the indicators of financial literacy in topic-related Hungarian and international literature which can then be used to draw macro-economic conclusions and be tested through Hungary’s example. We have identified four main indicators, which are: (1) income, (2) savings, (3) external funds (loans) and (4) the economy’s demand for cash. A number of criticisms can be raised in connection with the above indicators, most importantly the fact that the perception of financial literacy is overly linked to income. In spite of this, all these indicators are conducive to providing information on one of the financial literacy- related issues (self-provision, confidence, planning, long-term thinking, profitability, etc.).
  • 关键词:financial literacy; indicator; macro-economics
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