期刊名称：South Asian Studies : A Research Journal of South Asian Studies
印刷版ISSN：1026-678X
出版年度：2014
卷号：29
期号：1
页码：161-169
出版社：University of the Punjab, Lahore
摘要：Pakistan is an agricultural country and the majority of the population belongs to rural areas, therefore rural sector is the main source of economic development and manpower in the country. The development of rural areas is essential for the enhancement of agriculture sector and for the betterment of rural communities. The aim of the present study was to find the impact of microcredit on socio - economic status and living standards o f the farmers in rural areas of district Gujranwala. The universe for the present study was all farmers who got loan from the Punjab Rural Support Program in district Gujranwala for agricultural purpose. The Sample of 185 respondents was selected from the targeted population using the simple random sampling technique. A survey was conducted to carry out the study in which a close ended structured questionnaire was developed to collect data from the farmers. Both descriptive and inferential statistics were u sed to draw the results from the study. Through descriptive analysis, the study clearly demonstrated that microcredit has played a positive role in improving the socioeconomic status of farmers after getting the loan. In this regard the study observed that microcredit played the positive role in changing and improving the living standards, diet patterns, health status and childrens education of the respondents. Chi square test was used to test the proposed hypothesis of the study and to verify the associati on between variables. The results of the Chi square test revealed that there was a significant impact of microcredit in improving socioeconomic status and household living standard of the farmers.
关键词：Farmers; Living standard; Microcredit; health status; diet patterns; PRSP
